Might not be a bad idea to balance out your higher risk properties with a few that are much lower risk.

So if the appraiser knows what he is doing and appraises it lower I would make sure your numbers are good.

.), but he is absolutely convinced that there's no way I could buy lower end homes in my city to rent without ending up bankrupt.

Would like to lower the payments a bit of possible.

My properties are in a lower income area and people have to have a place to live. 2 times the rent is often fine assuming they don't have a brand new car with a relative giant payment. 

My plan to leverage on lower mortgage rates.Please share your thoughts.

I would plan charge a lower rent to the tenants in my unit until I move out after the 1st year.Thanks in advance BP members!

Home price increases are sharpest in these markets, while dwindling housing inventory in the lower price classes could be discouraging people from buying.”Here are the basic stats on single-family home sales for February 2018 for the City of Austin and the greater Austin area:About the local economy, Mark Sprague, state director of information capital for Independence Title, said, "While wages and jobs in the Austin area haven’t increased, the local economy remains strong and continues to attract new residents and potential homebuyers.

And, does this option fee lower the purchase price?  

They will likely keep renting the lower cost homes and multi-units.