You get access to 80% of your cash back to move to the next purchase.The other option is use a small portion of funds 15% to purchase any SFR or 2-4 units through an investment purchase typically Bank portfolio.

Hard money lender is typically higher interest for a shorter loan period, and are frequently used with fix and flips since it’s a quick project.

I rented out the main house already, and all utilities are in the tenant's name.

This is a very valid point, I supposed with my LTR’s I do post addresses, just typically gated by a trusted real estate agent to sort for valid options.  

Preamble - identifies Lessor (property) and Lessee (laundry vendor) - includes date of execution & lessor description and address, A typical lease will include number of apt. units and identifies number of units with connections (if applicable) - keep in mind that if you have in-unit connections for washes and dryers you present competition for the laundry room resulting in possibly reduced usage and reduced revenue.

I have a property that I'm renting where the gas and water utilities can't be split out.

Typically those are a google away, however, if you think you are starting to hone in on an interesting area, it's worth calling the CIty and County, as well as a couple of local well informed realtors, to make sure you didn't miss the governing laws in your research.

I called to the utility company and they sad the gas was shut off by the tenant on September.

This is what happens when people learn from Scott Carson nowadays.In the USA when we sell assets, typically real properties or the notes secured by real properties, we reach an agreement for sale BEFORE the buyer has completed a thorough due diligence.

And yes, we split the utilities and bills per person.