Let me start by saying all PM's are not the same and I have seen some very weird things happening out there.

Alternatively, I could stick with the hard money loan and refinance into a conventional loan later.I would appreciate any suggestions or advice on this decision.How did this turn out Emmanuel?

We live in the front half and airbnb the private entrance 1 bedroom, 1 bath, living room (hotel suite style) back half that is separated by a door that we deadbolt.

That doesn't give them what they need.If it needs a stamp by a licensed Architect or Engineer, that cost would be additional.

It's a bit late, but my stomach is turning.

It’s common to run into unexpected problems that push your costs way above what you planned, which could turn your profitable flip into a financial headache.And don't forget about taxes!

Rent by the room, renting out other unit/s in a small multi-family, etc.? 

There are three main workflows I find promising so far, sketch to image, model to image and image to image which I will describe below: Sketch to Image - By using a local installation of Stable Diffusion, you can create image generation workflows and adapt them for your uses.

Would love to connect and see your buy box and add value to you by bringing good projects in that area or anywhere else you have in mind.

You would want to run this by an attorney to get the right wording.