Don't forget to take the Energy Star credit on your tax return.That may be a bigger bang for the buck than the allowable depreciation or hoping to get away with a deduction :)

Placing the blame on the stated income loan products is like saying a vicious dog is at fault for biting someone, when really it’s the abusive owner of the dog who is at fault.

I'm trying to do some pre-work so the $ I spend on my time with the CPA is as productive as possible.

I can totally see someday "Flipping" myself my dream house since I would probably love the deal as much as the final product

I used to use a product that would be suitable for the food industry or healthcare industry but found that it doesn't always work with the infestations that you would find in a long-time vacant property.I have since been using a product called Termidor(no relation to them in any way) and have been very satisfied with it.

You should also be able to secure a rate below 3.0% if you are willing to go with a 5-yr term variable rate product.

Some utility companies give away free conservation kits and rebates for energy star appliances (furnaces, refrigerators, etc.).

It's tough selling a product that you cannot see or touch, outside of a piece of paper.

Student rentals are a very niche insurance product.

The fees I mentioned running a grand provide a true 100%, no "transaction fee" to a million in production credits and above we had E&O as that's a variable cost to the number of deals and amounts.It's the $60 bucks that makes it nothing, IMO keeping the license active, with the MLS that may be the broker's MLS fee per agent or the lion's share.