We were already losing up to $350 a month out of our dwindling retirement funds and were underwater. $280,00 loans....$169,000 new value.

Do CPA's offer advice on tax planning strategies, retirement accounts, charity giving etc.

A very successful landlord who must be retiring, this is over half of his portfolio. 

Bottom line is the whole health plan centers around healthy people paying a premium so the rising claims by baby boomers about 20 million retiring in the next 10 years and the poor will get coverage.

My situation is limited cash, sizeable retirement accounts (for my age), and wanting to minimize having to touch retirement accounts (ie, backing out Roth contributions, taking a 401(k) loan, etc.).

I am semi-retired from the fire sprinkler/alarm/security industry and have immersed myself in commercial real estate.

I am a retired landlord.

So you never intend to be able retire on the beach or enjoy cruising, because you will be too busy still putting in that hard work - until you die?...

Many look at it more like a retirement plan.

Don't give up, if you look hard enought you will find a source and you may find some cash buyers from people who may want to borrow from there retirement accounts.