@Huy DinhWhen it comes to qualifying for a mortgage loan, its a 3 legged stool.

I'm not sure about your situation but when we go to qualify for a loan, we show what the rent and house payment amounts are for the rentals we have.

Because of this, in my taxes, I did not classify this property as a rental and therefore was not able to get any of the tax deductions that rentals qualify for.  

Generally you will have had some level of conversation about the rent expectations leading up to this point, but owners tend to cost themselves more by shooting for rent over market (both in vacancy and less qualified tenants).2.

I am attempting to qualify for a loan on an investment property at .....

So far I have not found anybody good lol I qualified for bigger loans in the U.S. but in PR banks are more strict.

We are often able to keep turn over costs in the $500 -$1000 range and that is for larger 2500 sf + single family homes, some of which have two story great rooms.My PM fees vary based on how many units an owner is giving me, and where the property is located etc, but are more than what you're paying but I probably include a lot more services.I offer performance guarantees, but there is no way I would have a Management Agreement that just allowed an owner to walk - they would owe me the remainder term fees if that happened.There is no way I would as an investor, pay tenant utilities at all - if the utilities were not separately metered, I would first determine if I could legally charge the tenants for the utilities in your area or I would not buy the property.There are many things you can do in a lease to protect yourself and reduce your costs (and that may be an issue with your PM's lack of experience - or it could be that your state is very landlord unfriendly) but here are a few items I would have in the lease if allowed in your area:The tenant must thoroughly clean the unit including any carpeting at move-out - we have a detailed example list of tenant cleaning responsibilities in our tenant handbook.We only accept the most financially highly qualified tenants, and often have tenants renew leases, but if a tenant wants or needs to break their lease early, there is a multi month Early Termination fee to help us defray off market time and turnkey make-ready costs due to early termination.Our tenants are responsible for both Pest/insect control and exterior landscape upkeep - though in an inner city townhouse/triplex set up tenant responsible landscape may not be feasible.

But would like to qualify it first.

Now that I've built up some investments in a non-qualified account, I'm looking to diversify a bit into RE and have access to a home that I could use for that potential.We're debating about making the plunge into RE.

You can even go as far as to say you work with qualified investors But I think where it crosses the line is when you say “I help you place funds”  that’s soliciting an investment.I’m not an attorney I just prefer err on the side of caution.