It needs to be less expensive (not the same price) than a heat pump otherwise I will stock with what I'm used to.

Would I rather earn 5% interest on $20k (that's basically what you do in the stock market)...or leverage my $20k (i.e. use it as a loan downpayment) into a $100k investment deal and earn 5% interest on that $100k (less the costs of setting up the deal)? 

We also don't feel like investing in the stock market is really the game we want to play.  

He’d be better off with a stock index fund. 

:-) We don't care for the stock market much, and we sure can't afford to put it in the bank!

(Inserted for legal disclaimer not as an advertisement.)I currently service IN, OH, FL and as such have seen a lot of different types of purchase contracts.I am looking to switch from stock market investing to real estate.My wife is scared to death.

Account Closed I buy travel trailers, so it's a bit different than real estate, but I think the negotiation principles are the same.It depends on the property. 

We mostly invest in the stock market  and have made good money so far but nothing beats the feeling of owning something tangible that you actually have control over.In 2008, we built our first house in a neighbourhood under construction.

In my opinion its not the Las Vegas real estate market thats in a bubble, its ALL ASSETS (stocks, bonds, real estate, commodities, etc) across the board that are in a bubble. 

Led by a professor who brought personality to finance, it was no surprise to hear that he worshipped real estate (& stock options, but that's for another forum) and I caught the contagion.Since graduating, I've decided to continue my education on Youtube, reading various self help books (Think & Grow Rich, Rich Dad Poor Dad, etc.) and finally finding BP to complete.