To avoid doing the right thing and paying the realtors less than $10k, he is opening himself up to gift taxes (at 55%) and title problems for you.  

Buy a gift card today from your favorite small businesses who need your support.

Aaron - yes that’s google analytics - it’s intricate but once you figure out digital marketing - it will be the gift that keeps on giving.

That would mean lying one way or another; either lying and getting the hard money lender to write a letter saying the money was a gift (no way (s)he'll do this), or trying to keep the second lender in the dark about the hard money lender altogether.

He said the problem with this is, the appraisal may come back high and the seller would have to "gift" me $15,000 which means she would have to pay taxes on it as I'm not related to her. 

Listening to bigger pockets these past three years gave us the gift of being able to think outside the box in different situations and we are so grateful! 

- find siding Develop myself as a great landlord- hold great tenants - create an atmosphere of honesty and trust - gift cards - meet monthly at least with landlord - systematize expenses on spreadsheet - receipt systemIdentify 3 solid business niches and write out how you would make it work.- read 10 business books- meet monthly with a businessmanHunt down off market deals in columbus and other areas to wholesale/ bird dog. - send 25 yellow letters - drive/ phone calls - billings wholesalers?

Kids needing gifts at Christmas.  

They first took too much out of your paychecks, and now they "gift" it back to you.

The right people helping is a gift fromHeaven.