I know HUD only contributes $1,500 towards a junior lien settlement, but if the junior lien holder does not want to settle would HUD allow the buyer  to pay off the junior lien out of their own pocket?

The original owner has a ton of exemptions so she only pays $400/ year on property taxes.

I put my investor customers' needs first, because I don't need to make a real estate paycheck to pay my bills. 

Tenant pays $2,000 of that, and you pay $2,000. 

The first thing a scam artist will do is build a fancy looking website and pay for some reviews. 

65% of your success is the list, not the letter.I totally disagree with Jonathan about saying you will not lowball.You will, and then you look stupid.Unless you are a realtor and can offer listing solutions, I would say you will NOT pay full retail so you don't get all the calls of worthless leads that want full retail.The only reason to do this is if you are a rookie and want practice talking to people.Easier and cheaper practice is to go to craigslist or facebook marketplace and call landlords that are renting and ask them to buy.Your letter is fine, if you find a motivated seller, they will call.

You'll want each unit to pay their own bill unless you are planning to implement an MTR/STR strategy in which case occupants tends to not put utilities into your their name and you are charging a much large fee each month.

I’ve recently found a part time hustle that pays the same as the full time W-2 for about half the hours and I work when it’s convenient to me.

@Daniel Mendez As much as possible.If we do a holding agreement to take the unit off the market we try to get them to pay the first month rent and any other move in costs other than the security deposit, which they pay at lease signing. 

After much legal advice, I understand I can't force a tenant in CA to leave (no-fault evictions are illegal here) unless they are arrested on the property, stop paying rent, or if you have a family member move in.