I get the 'all in one' idea, but many PMs I know who also sell property aren't interested in helping brand new investors buy single family homes.  

So I did all the cosmetic changes with nice high-end finishes, with a brand new roof, landscaping, paved walkways and stairs etc to bring the house to where it will command the target market-price.

At the same time we transferred another $100,000 into our E*TRADE account.

If you can't get a response, I'd find another broker, he may be too busy and wants to hold on as long as he can.In general, lenders are getting tougher on underwriting since low rates don't leave much room for margin of error, so want monthly updates on I&E during the process, maybe larger reserves also.Right now in OR, my biggest issue is with appraisers.  3 years ago when banks wanted apt debt, I thought they overpriced stuff, now they're going in the opposite direction. 

So I did all the cosmetic changes with nice high-end finishes, with a brand new roof, landscaping, paved walkways and stairs etc to bring the house to where it will command the target market-price.

I file Sched E (passive income, no LLC).

In a perfect situation, the payment will still be delayed (even if by hours) using this additional system.And secondly, many of these vendors have "clawback" provisions where, in their terms of service, you give them permission to go back into your account - even weeks after the fact - and reverse a deposit that was made by your tenant.Its not always possible in my asset class, but I try and pick tenants that have something to lose if they stiff me or try and clawback an e-payment.

@James E.

@Yongjian Pan Yes, mortgage interest for a rental property is deducted on Schedule E of your individual return against rental income. 

@Dave E.