Do you then need an attorney to create a purchase agreement? 

@Arthur LeaoThe Roth IRA likely does not factor into your strategy as you have described it.The Roth IRA is not sufficient to purchase a property outright or with a non-recourse loan.The Roth IRA cannot be combined with personal funds to create a deal, since it is not sufficient to do a deal on it's own.It sounds as if you want access to the income.While an IRA may invest in real property, doing so is a way to diversify the IRA savings, not a way to bring that IRA money into your real estate deals.

One last caveat....I'm in 50/50 with another individual.

I'm trying to be a wholesaler and learn how and where to find or create a pipe with buyers with cash.

this is my first time on Bigger Pockets, I'm looking to connect with other like minded individuals, and contribute to the community.

Currently I am looking to gain more information/knowledge, network with other individuals, and would love to get involved in real estate.

I am currently a student at the University of North Carolina Wilmington and interested in the buy and hold model to create passive income.

Were lending (and thus demand) not constrained, you could easily see today's $150 Thousand dollar home priced well over $1.5 Million.The ONLY option available to the bulk of the remaining working-class Americans is renting - getting a loan+mortgage to buy their own home is simply not within the realm of current economic reality.RE agents and brokers would do well to get up to speed on investing and develop working relationships with investors since we will be doing the bulk of the home buying for the short-term future, the next 10 to 15 years or so.Now, that said, if you have such easy access to cash that it indeed does seem "too easy", you are indeed a rare individual.

That might create an urgency to buy property before you find the right deal.

I'm looking for a company or individual that would be interested and be able to afford a 9 million + apartment complex.