All investors I am new individual in this market and would like to learn real estate investment.offset my W2 taxes

I forget the assembly bill that did not get passed that would in effect allowed each SFR lot to be like a R4 lot, allowing up to 4 units.  

Often they do not allow.

Can I refuse ESAs since it would cause an "undue financial hardship" to me which is one of the exceptions allowed? 

Since I don't know what I don't know wondering if I am spinning my wheels considering approaching the condo board before purchase to find out if they would allow window replacement and if so point me in the direction to get some quick quotes so I could put together an offer. 

I used to use Bankrate to see a wide variety of rate options for quick underwriting and that website doesn't allow me to get rates for the I/O ARMs for multi family rentals.

High interest rates will continue to suppress demand for homes, build inventory, and allow for buyers to better negotiate for home prices.

This criteria is for 1-4 and 5-8 unit programs.I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

Questions for the group:Are we allowed to charge a cleaning fee or not?

Conserves capital and allows investors with little to no cash to scale.House Hacking: Live in a multi-unit property while renting out other units to offset expenses.