Otherwise, she is paying fees, dues, and continued education in two states.

@Terry Lao if bad management continues, it will keep hindering potential buyers’ options for financing, therefore, keeping the market value of those units down as they aren’t “marketable” Only options for a potential buyer are private mortgage and/or pay higher rate.I had this scenario myself where I owned individual condos in buildings governed by associations.

I will continue to grind and learn as much as I can in the next year to two.

The Fed is telling us that rates will continue to rise. 

You could continue doing this until you're ready to settle in one spot or until you have as many properties as you want.

Or, ask them to and buy them lunch monthly to continue your professional symbiotic relationship.

Given that you don't have a lot of cash nor lots of experience, I'm afraid you might still need to get a job to bring in some income while you continue to build your experience in Real Estate. 

I'm really excited about starting my real estate journey and to continue expanding my knowledge.

Option three is obviously the default as long as the pondering continues.

thanks for the update ......it sounds like the declines from the lenders  are  consistent .......so continuing the  traditional loan angle  right now  isn't  likely  going to prove  successful  ( I could be  wrong )  .....ideas :  1) Go to a private lender and get some type of loan from them  2)  as you mentioned that  one person stated  you would qualify for an " asset  based "  loan - try to  locate a  lender that  has a  program you might be able to  use your assets   as collateral for a new loan