A buyer could set the basic terms in an offer, interest rate, amount, amortization and loan term, anything could be offered.

Given that, I'm guessing that you're not going to get the information you need in this thread (unless you know all the basics already).

I do not even know what 90% of my phone does I just make calls on it and other basic functions.My Samsung Galaxy S3 displays the BP website fine on it's own so I really do not need the mobile app for Android I guess.

It is basically the middle of a city block with driveway access, no real reason to build on it (no one is building in that area).

For the "TL:DR" crowd (not sure if that exists on this forum), I'm basically trying to find out what the minimum requirements to be an "owner-occupant" are.

I find it helps alot when you understand the basic.

In most areas most techniques will probably fly, basically, but here's the issue.Even if some site gives you access to a state approved attorney, just being state approved doesn't really give you insight to what some county judge might say, for that you need a local attorney.

Bob Lowry The 2% "rule" is based around a 25-50K house and like Jon said assumes a 6% interest rate, so obviously as you start messing with the basic concept it becomes skewed and doesn't effectively work anymore.

While I do have funds set aside to pay the mortgage in the event that rent is late, I like the little safety net of not having it all due at the same time.

Basically the PM made a difficult tenant situation even worse, then left me holding the bag once it got too sticky.