Well that's what I'm trying to figure out, from a room-mate perspective, if the decrease in what the two non en-suite bedrooms needing to share a bathroom with a third (fourth in total) roommate is worth the extra rent I could charge. 

I put twenty percent down at time of purchase as well.

Happy to be a resource for you as well & good luck on your journey!

If you have a clear strategy and a subject matter expertise, you'll probably do well.

In short, what they offer is fraudulent and they well know it. 

I get where y'all are coming from in terms of "be happy you've had a long, stable tenant," and yet I want to point out they have greatly benefited from being in the building this long as well.  

@Brad Birky, Well that sucks.

Hi Davin, It mainly depends on whether or not you plan on being on the new FHA loan with your spouse.

It wouldn’t make sense for someone to say, “well this is the best choice I can make in the moment so I’m gonna make this other one instead”.

Still cash flowing and doing well.