Usually they will go 65% to 75% and you have to come up with the rest.

We have recently seen an influx of investors from out of town, which shows me that the 3-4% cap rates, with negative cash flow, in the bigger markets of California aren't going to be very sustainable.  

In these situations, I usually say the partners are not really partners.  

Maybe it'll work out for you but having negative cash flow bugs me even though my wife and I can afford it. 

This is one of the only deals I've seen where cashflow isn't negative. 1968 triplex with 3 car garage on the market for 71 days.Purchase price: $289,900Estimated cost of repairs:  $5000ARV: $335,000 (this is best guess with what comps I was able to dig up)Closing costs: $2500Down pmt: 25% ($72,475)Loan amt: $217,425 amortized over 39 years @ 5% interestUtilities are paid by tenants so I would only have to worry about trash ($84/mo), insurance ($167/mo).Maintanance and repairs: $132.10CapEx: $264.20Vacancy: $132.10Property taxes: $279.67Rental income: $2642.00Cash flow: $415.75Cash on cash ROI: $6.24%I have not walked the property so I can't be certain what the HVAC or roof look like.  

I usually suggest a price range of $100K - $150K to people who are investing in Milwaukee from out of state. 

They are usually at the meetings of CFRI, first Wednesday of every month

We suggested that Terry offer any vacant units to deserving tenants (after passing her usual checks!)

I have gotten into a cycle of going to the car washes 4-5 times per week, usually for a couple hours per day.

I would shy away from using student loans, there's usually wording in them that specifies what the money can go towards, and you would be borrowing money in order to borrow money, that is a very leveraged position.