I'm not sure how, but I suppose I should now take down this post.

Are they professionals who show up when and where they're supposed to and need little or no hand holding, or overworked handymen who need help closing a door on their own?

Different strokes for different folks I suppose. 

My guess is either (1) there is something else wrong with the foundation or (2) the lender has a proprietary policy against wood foundations.In the case of a "dirt" foundation, I'm not sure what that's supposed to be. 

There are supposed to be two separate accounts for each unit.

I'm thinking of just buying the 79.99 packet which supposedly includes some coaching.

Kind of like being lost in the woods I suppose...you’ve got access to a whole forest of resources, but without the survival knowledge, the chances of getting through enough cold nights and hungry days to figure it all out are pretty low.

It's the 7th and although the payment was supposed to initiate on the 1st, I still don't have the money. 

So let's suppose you did charge yourself rent given you think it will benefit you in getting a loan some day.

I'll never understand the credit system but that will supposedly keep your score from dropping.