Getting a personal loan will complicate things a bit if the money isnt "seasoned" in your account for a couple months.

There is a file storage place here in BP somewhere.

Decide which kind of investor you want to be (Single Family Residence (SFR), Commercial, Storage, Real Estate Investment Trusts (REIT), Land, Tax Liens, Passive, Hard Money Lender (HML), 1-4 Multi-Family, Notes, Fix & Flip, Buy & Hold, "Subject To" (Creative Financing), Large Apartments, Duplexes, Assisted Living, REOs, Foreclosures, Short Sales), etc.

It’s fixed up, am looking for a local lender who could refinance it based on Appraised value without seasoning period, instead of Purchase price.Made a bunch of calls to quite a few Local credit unions, but no luck so far - asking 6 month seasoning or would lend on the purchase price.

This can only be obtained after 6 months seasoning.- If you do need your money earlier and the home was purchased with cash you'll need to use delayed financing via Fannie which will come at an LTV 5% lower and the cash out amount cannot exceed the purchase price.Any other product that has a higher LTV is a portfolio loan, private loan or Non Qm loan which will come with higher interest rates.InnRegarding the HUD I've been seeing and hearing that Fannie is cracking down on this and not including rehab costs and only going off the purchase price.I would base your numbers off purchase price, ARV and 75% or 70% depending on the property type.I hope this helps and have a great day.

There is a new program out there called fix to rent for 1 to 4 families that when you are done you can convert to a permanent loan with no seasoning.

@Steve Cheslock they would be a good one, other option is to check with your storage software company on who they potentially recommend that syncs well with the software you choose.

Even seasoned investors need to view the property.

As long as the lien against the property is recorded, there are no seasoning requirements for a refinance, with no cash back.If you are looking to get cash back....And you initially obtained financing, you have to wait 6 months for conventional.

And the benefit if you scale up to a few condos or a few small houses is during the slow season you can get last minute bookings of small groups & at least fill some of the units.