@Javier De la Rosa, following your explanation except for the point why you think that in 12-18 months the real impact is going to hit with unemployment etc.

I’m interested in hearing positive stories of how using a 203k loan or “house hacking” your first property positively impacted your real estate journey?

Skinny fire - clipping coupons and driving your 98 Olds would be impacted more so than medium fire I'd imagine. 

my renewable energy supplier is there, my program is a social impact community investment product.

With 6.2% average mortgage rate per Freddie Mac we could estimate the interest rate between 2024 to 2026 would be around 5%-5.5% when the spread reverts to the mean; this is matching with Fed Fund Rate target of 2.5% in 2025.The impact of this home price going to add 1-2% from a nominal flat year post-2022/2023 as the rate is normalized.

They permanently mount them.

Personally I can't stand the term PITCH.It just invokes in my mind a sleazy tactic to try to sell someone on something and talk them into doing it.I like the term "present you an opportunity" better.I think choice of words can have a bigger impact than people give them credit for. 

A couple years ago I bought a $50,000 Landoll Trailer down there and registered it to my home address in Pa with a permanent tag, and they never even looked asked for my drivers license.Read up on some of the southern states DMV sites.

Once this Pandemic comes to an end how is this going to impact the real estate market if most jobs continue the remote option.

The problem with short-term rentals is that cash flow can be inconsistent and despite Costa Del Sol being a tourist hotspot, can turn quickly, really impacting expected IRR.