If the tenant is negligent does the insurance still pay out?

He is the one paying the rent though.

If the tenant is moving July 31, why do they have to pay another month's rent if you close later in August?  

I rent it out as a vacation home to others too... this helps pay the bills.

They are not willing to spend any time learning, or any money to pay, for true knowledge. 

Buying a home is the best Investment you can ever do, owning your own home, having the equity and most times its cheaper than rent.How do I overcome the rate, by paying the principal down!

I have seen more and more people put houses that should only be a long term rentals into service as a STR, as well as paying prices that will not cashflow. 

So, I could still use or lease the lot once I have the deed just wouldn't be able to sell it or clear the title with the lien there or would they force me to pay off the lien before using it?

It's "not there fault" it's the rich..... the "rich not paying there fair share".....

My insurance is more than double for what I pay for a SFH in the same area.