I found this to be a good thing, a seller was happy to hear you were familiar with state laws and all the legal paperwork, and many connections in the title and lending communities to help things go as smooth as possible, and I had a state agency to answer to in many cases unlike all those  no good unlicensed investors, And before some investor has a cow, lighten up, I was an investor for ten years before I added a real estate license to my tool belt. 60 years investing and 50 years licensed.

Now that prices are climbing (due to general economic growth and relaxed lending) persons who previously wanted to sell are now able to list with confidence that they will get a reasonable price. 

And even though I was a successful entrepreneur with two branches of an English Institute in Gangnam, I knew I was capable of more.Overcoming my fears and pushing myself to new levels of success was not easy.

I currently work at mortgage lending company, so I'll save for a while then begin marketing with bandit signs and the mail campaign.

Since houses don't trade on cap rates but rather sales comps and fewer institutional buyers purchase houses one or two at a time the price to rent ratio has actually improved in comparison to multifamily in Houston. 

True story: it was easier for me to get a loan at a good interest rate with a 50k full time job, over my self employed friend making 150kI know it might not make sense, but that's how it works in the lending world.You are in the right place.

I'm finding it difficult to find loans geared towards rental property investments, as I bank with a larger institutional bank and they are fairly selective in what they'll lend to.

In the case of rehabs, they are buying the property through conventional methods or other lending types and using the HELOC for down payment or rehabs.If the HELOC is not drawn upon, do the conventional lenders still look at the fact that the money is "available" to be drawn on?

Anyone interested in lending their expertise and potentially more from there? 

After a few years of successful operations, you can look to banks' commercial lending department for future loans.