There are many people with value to add to you and plenty of people you can add value to as well!

Even if initially it can cost a little bit of money, on the long run it will save you plenty to avoid mistakes.

Call the bluff, if he walks there will be plenty of other opportunties

There are plenty of posts about the BRR strategy and the real estate transaction process.

In my opinion, not having one almost sends the wrong signal and invites the kinds of applicants who specifically look for self-managing landlords who may have less experience, which in turn lets the tenant get away with things like late and missed rent payments. 

The bank probably has plenty of defaulting loans on their hands and won't care much about the loan that is paying and might or might not be owner-occupied.

There are plenty of good applicants where you don't have to risk it.

We have plenty & I noticed last weekend our Lakehouse is well stocked but we just ran out of coffee filters.

I still have plenty of strong buyers that are ready and willing to take advantage of low rates and sellers that need to sell. 

There are many people with value to add to you and plenty of people you can add value to as well!