Recourse loan with personal guarantee.Positive - they are letting me in at 15%, no prepayment penalty, i am a first timer with no self-history although have managed for others, i think i could sell it for 950k or so as is and get cashflow to 2500 per month in a year.  

Account ClosedI used CL/ Hot pads... have good pics/ description on the property, a video may be effective of the unit as well  

There is an additional cost to pay for them to inspect the crawl space which saved me a lot of money when we saw the effects of the blowout underneath the newly floored bathroom and how they supported the floor with 2x4's directly into the ground with no concrete footings or anything.The owner also teaches  at a local community college on how to inspect the different systems in a house. 

My boomer+ tired and retiring landlords that have self-managed forever don't do realtors or like paying taxes, either.I buy from them seller-financed with a note and deed of trust.

I call this my "self-funding" model.I have talked to a few larger banks (who love my income, debt ratio, cash flow and FICO score) BUT will only do a HELOC on a primary residence or a 2nd home. 

Have the seller terminate the PM effective the day of closing.

Or maybe she puts you on the deed with agreement that you are to pay expenses and she gets an effective life estate. 

I applied for an HELOC without knowing they looked at net income on my tax return and I am self employed so once they added 1% of the requested HELOC to my monthly debt, it knocked my DTI above their requirements.

You could be making more money by self managing the STR, or just keeping it as a LTR.  

I realize your goal might be to self-manage.