A DSCR loan is more based on the asset's revenue potential, not your personal qualification, so if a vacation rental/Airbnb property can make money, you might qualify.But even if you could get a DSCR loan, I'd question whether you should get a DSCR loan. 

The Housing Authority calculates what each individual tenant is able to afford based on their bedroom needs and income. 

I'm based in San Jose and investing in Ohio/ North Kentucky :)

No seasoning.Key Bank, FLorida flexible lender, HELOCs on second homes and rental properties. 90% LTV on primary.PenFed - max 3 other properties, 89% LTVRegions- yes HELOC but no LOCSCCU Florida 70% LTV, 6.25% interest only, not LLCSound CU "non-owner occupied HELOC, capped at $150K and interest rates are prime + 2%, 3% or 4%, based on credit, not to exceed 70% ltv.”TD BankTIAA Direct was EverBankTower FCU, all states except TX, max 45 DTI, green card ok.

Personally I work in the lending business and would love to inform you on my experience based up on what my clients typically go for.

You bring your total down payment to the table for the property closing and they escrow the rehab budget to pay out in a series of draws as you complete the project.

If your plan is to use the card to help advance the material purchasing while waiting for draws, thats a valid reason to use a credit card, but I see too many inexperienced investors get crushed thinking they can use a credit card to cover the improvements or even the downpayment and I urge you to stay clear of this strategy.

It's all based on the individual investor's deal criteria. 

Our firm actually does no small amount of work with private equity firms that buy NH based businesses... and then don't want to deal with the NH tax issues and farm it out. 

I would  not classify as a killer deal based on my personal experience.