For a vote to be valid, the owner must have their account in good standing with no balance.

It can also be difficult if not impossible to access if needed in the future and can vanish with a market correction.

No earned income is required to contribute to an HSA.Unlike an FSA (which you lose every year if you don't use it), an HSA balance can be carried forward into retirement (but no more contributions can be made to the HSA once enrolled in Medicare).

Producing the documents from what I understand is not difficult.  

It is far more difficult than it seems/being promoted.

Depending on where you look, it can be difficult. 

You can do more bedrooms as well as commercial gatherings with a "type B' permit, but type b permits are much more costly and difficult to obtain.

Even if the remaining balance of the lien is not paid it is still wiped out and removed from the property.

Easy clients are subsidizing difficult clients.

I have also been struggling with some other things in my life which have made it difficult to find comfort around other people and tend to stay by myself.