You rely on others/word of mouth, you hunt deals down yourself, or you wait for your marketing to take off.I understand that it's a combination of that plus much more for most.....

You can try the search function, located just above this thread.

Iraq, Bhutan, Japan and Mongola are all in Asia and are not just different but so different as to make it nonsensical to combine them in one category.)

If this is to be a loan, then the first position loan amount plus the $25k loan amount will be added to create your CLTV (Combined Loan To Value).

Not saying what you should choose just use the search function and read novels on the pro's and cons here on BP and then you can make your choice.

Our combined income would be about $3,500 a month.

I can't seem to grasp what that is, and I've tried using the search function, but no luck.

@Joshua Carter a SIGNIFICANT portion of my due diligence and inspection process requires the utilities to be on.For instance, I run all plumbing extensively to check for leaks, I ensure that appliances are functioning correctly, I check all lights and electrical outlets for functionality & ground, we check the fuse boxes for functionality & condition, we assess the performance of furnace & AC systems, and water heaters, we check the functionality & safety of the gas lines, scope the sewer main and assess water flow, test for radon & meth contamination, and basically give the entire property a thorough "test drive"  --which isn't possible if the utilities are off.  

There is a search function.... 

This is a primary function of the MLS, which also has mandatory rules, including arbitration, when the commission offer is not honored.This is much different than a FSBO seller stating they will pay a commission on Craiglist or some other website.Having to negotiate a commission in advance of showing a FSBO home to a buyer means work for the buyer’s agent, without even being sure their buyer wants to purchase the home.