In Philly, that'd be an extra $2k.

I have an extra basic ticket ( they will send to me a couple days before the event) .  

So give yourself extra time to get the contractors estimate and work through that process. 

@James Free If you don’t trust insurance companies (who will be on the hook to pay for the damages of something occurs) then ask a couple local contractors to give an estimate to scrape a half burned house off its foundation and rebuild it.

BUT after doing some due diligence on the home, these are the conclusions: Home is a burn-out.

If a property burned to the ground and you were left with a vacant lot, what would the value of that lot dictate that you rebuild?

If it does work, then you will be pleasantly surprised and have a little extra cushion for your rehab budget. 

I put 20% down when I got the loan, and have been paying a little extra each month.

Other options would be to offer an extra incentive to the seller to extend the closing or provide security in the offer, like a higher escrow, etc.

If you have an extra portion in your home or a garage you can convert that would bring in decent income with the rental market being as high as it is here in Hawaii.