I have a credit repair team already in play doing what they can to see how far up i can get my score from all three 621,647,661.

I have no pay stubs/proof of income but I do have a very good credit score and 50-75k for a down payment.

In addition, they are paying rent to us for that  house so it is cash flowing.

@Jarrett FogelmanSolar is only worth it if your area has ridiculous SREC credits so system pays for itself in several years, for example Washington DC has high electric bills and great credits so the payback is 3-5 years.

I understand the credit report will reflect it.

Similarly, you can offset credits from the activity against the tax on up to $25,000 of nonpassive income after taking into account any losses allowed under this exception.If you’re married, filing a separate return, and lived apart from your spouse for the entire tax year, your special allowance can’t be more than $12,500.

In addition you need to do a 3rd party home inspection & get an appraisal.

Additionally, Parma's proximity to Cleveland enhances its appeal, offering easy access to urban amenities and employment opportunities without the higher living costs associated with larger cities.

My wife and I started saving and building our credit a year and a half ago after talking to a lender to figure out our trajectory to buying our first property.With our credit score in the high 700s and our savings just over 35K we reached back out to our lender and got a rough estimate of where we stood as far as borrowing power.

You plan an active role so it should not be as pronounced as a hands off ADU addition.