Although from what I read, State Farm is rated highly for rental units. 

If you are going to self manage it might be a little better, like 10% instead of 20% off, but better to be conservative if you need cash flow.

Here for some advise: I'm a landlord of a multi-unit property in Chicago.

Investment Info:Small multi-family (2-4 units) buy & hold investment.

We're looking at buying an STR to self-manage but with rates and prices where they are, the cash flow projections are dismal.

We may not respond until Monday morning for a broken blind, but for HVAC during extreme temperatures, plumbing leaks and other emergencies we will and I don't understand why any owner would not want to, just out of self interest.

I know of one builder that digs their heels in because honestly they can, they have lines of people buying their units so there is no incentive to give discounts.

@Vladimir KotominOut of curiosity, what has you interested in an OZF or DST vs say a multifamily or commercial unit?

A Comprehensive Guide to Homebuying, it's essential to be thorough and methodical to ensure you're making an informed decision but draw boundaries, it's okay to open built-in closets and kitchen cabinets to assess the property, However, respect the seller's privacy by not invading their personal space, such as medicine cabinets, storage boxes, or clothing drawers,Interior:Architectural style.Bedroom and bathroom count, size, and location.Closet and storage space.Number of floors.Sightlines and general floorplan.Appliance age and condition.Light switches and socket count.Plumbing and water pressure.Natural light and views.Noise levels.Stairway width and type.Porches and decks.Garage and parking capacity.Proximity to neighboring homes.Remodeling opportunities.Exterior:Roof and siding condition.Landscaping and outdoor maintenance needs.Additional Considerations:Take notes and photos during the tour.Use your five senses to assess the home's condition.Ask your real estate agent questions about the home's features, flaws, and market conditions.Red Flags:Overly scented rooms.Water stains and damage.Lack of maintenance.Foundation issues.Sagging ceiling.Fresh paint that may be covering up issues.Final Tips:Be prepared to make multiple offers before finding the right home at the right price.Stick to your budget when making an offer.Don't overlook potential red flags just because you love a home.

The average rent for multifamily units is around $1,450, with a rental yield of 8.5%.