@James Tolson my profile says Orlando but I do most of my real estate buy and hold investing in Brevard County and have a number of rental properties in the area because the numbers work out better than where I live.

Fannie and Freddie lend up to 4 units and the economies of scale work out a lot better compared to most SFH.

As of right now, there is a utility relief program that we are planning on taking if the pardon doesn’t work out.

We can work out who is responsible for the destruction after the fact. 

I would try and work out a payment plan for now and wait on the legal action. 

It seems like the numbers don’t really work out that way.

Thanks for sharing @Chris Seveney While finding a workout and repayment plan is always preferred over foreclosure it is an interesting situation for forbearance and then potentially eviction being mandated/delayed by the government without any solutions for the underlying cause. 

I believe everything will workout for you 

I currently own no properties, and I live and work out of NJ. 

Just try to work out a partnership and be as flexible as possible.