If you're not feeling that traditional stocks are bringing in enough, I would do some research into closed-end funds.

You want a traditional loan with a low interest rate.

I cannot buy his house through the traditional means with a loan and down payment.

Don't ask for a "mentorship" right away, show your work ethic and have good intensions and one will develop organically.REI isn't a get rich quick with little effort business, so anyone telling you it is is probably trying to take your money.Best of luck to you and be sure to update us so we can follow your REI journey!

The bigger I grow, the more I travel.I just graduated from San Francisco State University in Spring 2020 with my Bachelor's Degree in Communications & Marketing.I never wanted to work a 9-5 job, and have successfully made money without one for the past 5 years.Recently, I have been reading a lot about investing into real-estate because it's something I know I want to do.I started by reading the book "Rich Dad Poor Dad" by Robert Kiyosaki, which inspired me to read the book "How to Invest in Real Estate" by Brandon Turner and Joshua Dorkin, and now I am on my third book "Buy, Rehab, Rent, Refinance, Repeat" by David Greene.

I use my personal name if I'm using a traditional loan and my LLC if not. 

The fact that some of the property is "uninhabitable" would lead me to believe it will be hard for you to get a normal loan from a traditional bank (FHA, etc...).

That is with a Traditional loan at @ 20% down.My issue is I don't believe I will be eligible for a traditional loan.

You're making this overly complicated.Short-term rentals are complicated as is, and have different tax treatment than traditional, long-term rentals. 

That is to say, to re-finance a hard money loan, I would need to apply as a traditional loan?