You need to be very careful with these services, as they too have a low tolerance for "spam."

Joseph Roberson Your question is difficult to answer because I am not sure of either your level of knowledge and experience in RE, nor do I know your risk tolerance level, nor am I familiar with your marketplace.

Account Closed     A term lease will require that the landlord evict in the event a new tenant (total stranger) does not work out as a tenant or worse will be forced to tolerate inappropriate tenant behaviour as opposed to simply giving notice of non renewal when on a M2M lease.

We all bring different skill sets, tolerances, and inclinations.

@Mike Cox Whether or not you take out cash to do other deals is up to you, your risk tolerance and opportunities to invest the funds. 

Could your ratios tolerate a peronal/signature loan payment? 

It's up to your risk tolerance if you feel comfortable taking the extra risk for the premium savings.

If you can’t tolerate living with your parents anymore how about renting an apartment with a roommate situation on the cheap?

It depends how aggressive you want to be (risk tolerance) and what your personal financial goals are.

The theory behind getting started now instead of waiting for the crash is risk tolerance for the banks.