(With this achieved, my husband and I can subsequently plan to have a baby and spend time with him/her, without much financial stress.)  

If you plan on buying more in this area in the future, ask if there is a sliding scale on fees.

Strongly suggest that you make a small power point with 3-5 slides explaining WHO you are and WHAT you are asking them to do ... and use that as conversation platform. 

On my mortgages, I want to best terms and lowest cost since I expect to hold them long term and they impact subsequent borrowing DTI calculations.

However, because it was only ever a temporary use, and the zoning subsequently changed to no longer allow two families, the temporary use is not "grandfathered." 

The amount of authority to upwardly adjust the fee appraiser's estimated market value during the lender staff appraisal reviewer's initial review of the appraisal report or to subsequently process an appeal of the lender's established reasonable value will be specified in the separate instructions issued by VA as noted in 36.4344(b)."

For an example they're typically great at collecting late fees and penalties vs individual owners who I see let them slide for free too often.These days I hear a lot of complaints about the PM putting just about anyone who applies in a place, so you might ask about guarantee tenants? 

This has been my strategy; I pay cash for houses initially but finance it subsequently with a first place HELOC.

Hi all, total newbie here. Thanks for having me.
 I want to preface this by saying I'm not anti-landlord. Had ALL great landlords until this one bad experience which was a doozy and I need advice. I know nothing abou...

Don't pay = default and subsequently foreclosure if alternatives are not pursued and executed on.