Hey bro, have a plan BEFORE you shell out thousands of dollars on appreciation speculation.

Appreciation or even speculation of appreciation is like gambling and investors tend of to have personalities that shy away from that. 

Speculators and subprime loans backed by Wall Street led to a 50% spike in metro Phoenix home prices during 2005 and 2006, and then a record number of foreclosures from 2008 to 2012. 

The barriers to entry in real estate are pretty high so reckless speculation is much less common than it is in penny stocks and crpyto.

I’ve done my fair share of speculating so I see the angle.

Tax liens are more speculative as you have a redemption window and you don't know if owner or lien holder will redeem the property. 

For us, negative cash flow properties aren't investing, they are speculation.

My wife and I hold roughly 10k in individual stocks, and mostly speculate for fun/profit.

And that's not speculation.

., a recession, capital expenditures for repairs, or tenant property damage).Solution: The majority of the forum members are against your real estate due to "speculating," whereby an investor bets that the property will appreciate more quickly compared to their losses.