Another option is to consider properties that need some work but have good potential for value appreciation, as these might be less expensive and provide a better cash flow once renovated. 

The new property should have some amount of cash flow, provide additional tax benefits, and appreciate in value while having your bills paid for by the new tenants and the new rent which in my opinion would be a better return on your investment than simply recasting your loan.

High rental demand can result in attractive rental yields, providing steady cash flow for investors. 

Please provide the necessary documentation no later than [DATE/TIME] or confirm your intent to terminate the current lease and vacate no later than [DATE/TIME]"That's a very simple example, but gives you an idea.I also recommend you make tenants responsible for improvements, that they be at tenant cost, and that installation and/or removal be done professionally with receipts as proof.

I usually have the title company create the NOTE for me with their generic programs, but looking for something a little better or more professional.  

@Chris SeveneyChris thank you so much for taking the time to provide your input to my situation.

These are professionals with additional training and a stricter code of ethics.

and what are the potential before/after values of each of the 3 properties and I may be able to provide direction on one or all 3 deals.

I am Florida native and insurance decisions are critical, given we are prone to hurricanes.Any investors or professionals in the SWFL area, that can recommend an insurer or broker that they have positive experiences working with. 

They provide a 1099-DIV.