I think scripts can serve as a framework and give you a level of comfort while making calls however each call should take on a life of its own and the conversation should flow naturally and organically. 

Hi @Noah Hoffman, and welcome to BP.That 20%-25% equity can come from multiple places:"Natural" appreciation, which is simply tied to supply/demand for housing and the local economy.

Also the property has developed foundation issues that has caused mayor cracking and I don't have the money to fix it and I can't rent it out in this condition because one side of the house is sinking.So I'm stuck between a rock and a hard place.

He was honest and never stole money from me back then and I worked with him for quite some time so naturally I trusted him.

However, that appears to create a problem for bank accounts as BMO Harris does not like the anonymous nature of these accounts while Wells Fargo, on the other hand, has a problem with the Wyoming business address that was provided by the law firm that set up the C-Corp for us.

Yes we use APIA and they have insurance for vacant homes builders risk policies that protect against forces of nature but also cover theft and vandalism.

But due to the entrepreneurial nature of my post college life I have a work history that the banks scoff at.

for the remaining 465 floors I had considered the following:Wood, oak, first class, natural type.

Portfolio lenders by nature lend on a group of properties usually with at least a half million minimum.They usually require you to form another LLC with them to transfer your properties  to  

I said, of course I want the highest amount possible, naturally, for a cash out refi.