Has any one used Lending One for a rental loan?  

Hey guys, looking for some information from any veterans in the community that have used their VA loan for an investment property.

Just make sure the lender will allow for x amount of gift funds depending on the loan program you are going with. 

One of which wants cash reserves of 30k on a 200k loan to get going.

you'd use the DSCR loan to pay off the hard money loan.

I don't know if she can do it but I'd check with Lilly at Creative Lending. https://www.creativelending.biz/If that doesn't work you will need a private loan.

More debt equals more amortization of the loan. 

The two most obvious options at hand are : A/ Accumulating capital through my job before investing in real estate B/ Asking for a bank loan that would allow me to invest sooner, saving time, after doing market research Which strategy is better, in your regards ?

However, there's a $130k lien from a previous loan modification due to a past hardship.

Sounds like they are short to close I would ask for a loan commitment before you waste too much time with this buyer.