You may need to play around with that number, but my budgets always hit NOI within a few percentage points using the 5-10% maintenance allowance (provided someone is actively managing maintenance) Reach out if you have any questions - I'm happy to give my input! 

I have ALSO heard its not about timing the market rather time IN the market, so this is where a SFH could potentially be "easier" to find.Im constantly in a headspace where I tell myself I have to get really creative to finance a MFH or come in with a 5% conventional loan and fixing a MFH to force appreciation although cash flow may not be there the first year or two.

Unless you own the house cash, in addition to the advice you've received, you can't just transfer a house from personal to an LLC without risking the option of the loan being called since the LLC does not have two years of tax returns.For new investors without cash to buy, LLCs are about the biggest cause of analysis paralysis out there.

Investment loan with 20% cash down.

Would need to provide year end statements and ideally a way to import prior history in (avoiding re-inputting of the historical data).

Usually, their worst-case scenario is the loan gets paid back.  

I have ALSO heard its not about timing the market rather time IN the market, so this is where a SFH could potentially be "easier" to find.Im constantly in a headspace where I tell myself I have to get really creative to finance a MFH or come in with a 5% conventional loan and fixing a MFH to force appreciation although cash flow may not be there the first year or two.

So although the common wisdom or recommendation is to talk to a lawyer (which I did) I'm getting conflicting advice on this whole issue of Wyoming LLCs and the level of protection and anonymity they actually provide. 

This can be a good way to access funds without tapping into your primary residence.Asset-Based Loans: These loans are based on the value of the property itself rather than your personal financial situation.

Let’s discuss how we can provide each other with value.