I think they more or less are living there, but proving that is another matter, as they are claiming they live with a different relative, but their cars are often at my apartment building.

By using the program, I want to buy a condo here as my primary residence.This is my first home and I reported more than a 2-year tax return, I have a solid job here.

Your last point is absolutely correct when you say "Building the right team teaches you more than a book will ever give you".

It’s not impossible but much more difficult to find than it was a few years ago.

This means rental income, dividends, and capital gains from U.S. investments must be reported on your Canadian tax return.Foreign Tax Credit: The good news is that Canada has a tax treaty with the U.S. to prevent double taxation.

I am more than happy to share my preferred lenders that specialize in investment properties, home inspectors, contractors, landlord and builders risk insurance carriers, and CPA's that know to do cost allocation studies with my investor clients (that's how you know you have a CPA that knows real estate investing accounting).

Cash money, seasoned in a bank account, plus the ability to qualify for a loan - credit history, job length, etc...

The way I look at it and have done myself, I wouldn't pay more than needed. 

Now with the increased supply of STRs, and less demand, everyone is dropping prices to compete.  

If you need to be on the loan as well & you plan on keeping your current home, you run into the FHA guidelines regarding having more than one FHA -insured mortgage at a time.