In most states, that is an exception to residential lending requirements, but NOT IN ALL.  

Phil, she is almost entirely moved out except for a few pieces of furniture.

You naming off a bunch of random bad news highlights that happened doesn't mean much except that bad things DO happen in Baltimore and that you're really good at keeping track of the negatives, nothing more. 

The Kern has had three exceptionally bad years in a row...where up north actually had a pretty good snow-pack the first year of our extreme drought.    

Lakewood elementary is the singular exception.

One other additional caveat, the FMV property is in a vastly growing area in a desirable neighborhood which is excepted to appreciate over 5% in the next year.Any thoughts?

No, I don't believe it is my way or the highway except in certain cases, like the tenant not paying rent or not allowing access in a reasonable manner.  

I mostly agree with Aaron here, except about the carpets.

Never had any trouble selling one of these when I was done with it except my wife would go into the let's sell our place and move in here mode.

I'm exceptionally impressed with the power of PropertyRadar and it's incredible value.I must also disclose that Sean O'toole is a friend of mine.