You're basically locked into paying interest on a credit card, but earning 0% (unless it appreciates in value - I have no idea of gold's prospects).If I were you, I'd definitely sell the gold (which probably means it's going to quintuple in value as I've been very wrong lately) and either:-Pay off the credit cards-Invest in something with a cash flow that is higher than the credit card payments.Basically, I'll borrow as much money as the world will let me as long as I can invest it at a higher rate. 

To be able to do so, go to the NETWORK tab  -> search members section, type your area, and you will say a vast number of potential mentors, prospective investors, future friends and/or partners.

Prospect for deals. 

Be consistent (a) get a consistent flow of leads and (b) prospect every day.  

I have agents that invest and some decent contractor contacts (even considered getting land and spec build with Adair house a duplex) but again am running into the prospects of negative cash flow and speculating.

Thanks everyone for the replies and for clarifying capex is part of cash flow but not NOI.Of course I run pro forma’s on all prospective deals to understand my expected financials, but I struggle with the idea of negotiating the purchase price using pro forma rather than actual NOI and giving the seller value for the improvements I intend to make.  

I've been practicing analyzing deals while I save for a prospective property, but I wanted to ask if anyone could share insights regarding common water, sewer, and trash pricing in the city, otherwise how it may be best to obtain accurate information for this.Thank you!

If they're only looking to value add and sell then that's not going to work with 1031 either.Just a few thoughts but in general if you like the tax advantages and long term prospects of real estate investing then you have to accept the slower pace. 

@Mahran Izoli if you can afford it at all, I would recommend making the repair.In my experience, letting a problem sit will just make it take longer and cost more in the long run.And some repairs - like this one - are a lot easier when a unit is vacant.You could also ask that structural engineer to come back in and give you an opinion on the floor dip / sagging joists, especially since you already have a relationship there.If the dip is noticeable, which it sounds like it is, then if you don't fix it you'll definitely need to have an answer ready for when prospective tenants ask you about it.

Because life’s too short to work with people who you don’t like.Keep in mind, prospecting for clients takes $ too.