I have been back and forth to my county websites, on the phone with the county clerk, walked into the assessor's office, to no/limited avail.Well, the other day I stumbled upon a county website that had a list of almost ALL the properties in the county; there was an export button (oh my, how the wheels of my genius excel skills began to turn). 279,000 was the list number, I hit export only to open a blank spreadsheet.

Getting quotes on materials and labor is easy -- go to home depots and call contractors for bids, but this area of deal analysis is blank for me. 4) Is this a good deal as a flip or a rental or neither and should I just walk away?

I did speak to all but 2 tenants.Loan: 42,000 @10% interest only payment of about 500.00 ballon due in 3 yearsBack Taxes: $13,720.552 properties are on lease to own:Property 1 for 35,000 $575.00 per monthProperty 2 for 50,000 $675 per monthProperty 3 is rented for $400 per month no leaseProperty 4 is rented for $400 per month no leaseProperty 5 is rented but not paying no leaseProperty 6 is rented but not paying no leaseProperty 3-6 are in D neighborhoods Property 1 and 2 are in C neighborhoods.Issues/Consideration:Properties will not appreciate if at all as they are in the city of Cleveland so realistically I do not want to plan for appreciation.I will not manage these properties and will hire a property management companyI have 4 other rental propertiesI really don't have an exit plan42,000 is a blank lien on all properties.

Im drawing a bit of a blank on this.

@Dmitriy Fomichenko I completely agree, I think the IRA accounts I see are typically ones that people of had set up through employers or for the rare occasion when someone has also maxed out their solo 401k.

Do I leave all of those blank?  

On rare occasion we have a tenant who stays less than one year, and if so it is usually because our place is not a good fit for them.

Having said that, there are on occasion, programs specifically created by State and or local Housing entities aimed at increasing availability of loans aimed at "Low Income" Buyers.

Have worked with Harry Marsh on multiple occasions.

I think I have to study your comments a bit before I can fill in more blanks.