Surrounding yourself with 100,000 people who have never done a deal nor have the money to do is a deal is not going to make you a better investor. 

I'll definitely call Airbnb, so I understand the settings better. 

My family will get several weekends of usage out of it, but most of the time it will be used as a rental.Mortgages on second homes are a full two points better than an investment property.

My question that I would like one to consider is this: Should I target a property that slightly cash flows with a 30 year fixed, or buy a home with a better rate 15 year fixed and target fast accumulating equity and a big fat cash flow egg that will be gifted to me in 15 years?

If you don't it will difficult to prove and it will be better to pay back.Make sure to ask your property manager more questions and what will it be the process in each case.

He would probably be the first person to ask since he knows your personal situation better than anyone else here could. 

Because these people are better at marketing and talking but couldn’t explain the difference between a balance sheet and a balance beam.

The end of a matter is better than its beginning, and patience is better than pride.

Also, if I compare different lenders, if we just compare rate, for the same rate, less point is better, right?

I became better and better at finding good subs to work with, and the progression happened naturally.