You will notice that there are certain members frequently respond to posts that have these keywords.

At this point I am taking it as a learning experience moving forward and will have the addendum for this situation written explicitly into future leases, as it seems Nicole A pointed out, this seems to happen frequently with others. 

But if you do write your book, you’ll have an audience for it.

I mean you can try plugging in the HOA fees, management fees, insurance, taxes, 100% of utilities, cost to furnish, replacing linens on a more frequent basis that you'd think, etc. and see how it all works out. 

So frequently you'll be selling or refinancing in 3-5 wondering why you paid them.

You will notice that there are frequent members who respond to posts that have these keywords.

I do it frequently enough I can easily tell what's new/old.

I'm sure you know that Crystal River passed a city ordinance banning short term rentals (however, you still see them up and running frequently) but Weeki Wachee and Homosassa can also be great places to invest, because of the amount of waterfront properties, there, too.

With that said, PenFed is a easy online option that does this frequently. https://www.penfed.org/home-equity-center/home-equ...A condensed answer though:Cash Out Refi, you basically sell the house to yourself.

But alas, it fell flat on a majority of my audience.