Hello, I was wondering if anyone has experience with getting a cosigner (or any other alternative arrangement) for an investment property.I currently own two properties, a condo in Denver and a house in Austin.

(I didn't have to look for off market deals, do weird business arrangements, or do anything unusual at all to get these properties, even in a tough buyer's market...shocker, I know!).

Sub-to in my opinion is a very strong option, perhaps he could structure it in a way where they do subject to for a certain time period after which the buyer would need to arrange their own financing.

Putting something together after the offer is really no different than a buyer trying to arrange a bank mortgage. ie, if you don't have the funds "up front", you won't be considered to be a cash buyer.

Thanks for arranging this. 

What I am really trying to figure out is, what good terms of this arrangement could be so that they are most secure.

Would also love to hear alternative arrangements that have worked well for you. 

I wouldn't dream of such an arrangement in a city or any other location where there's a myriad of choices, that costs a whole lot more than a couple hours' headache every several months.  

To qualify for a conventional loan, your second home must:Be a one-unit property that’s available and suitable for year-round use.Be occupied by you, as the borrower, for some portion of the year.Be controlled exclusively by you and not a property management company.Not be a rental property or timeshare arrangement.

You could lock in the same payments as a seller finance arrangement with at least some probability the buyer wouldn’t actually end up buying, and you could collect an option fee from them.