By asking for owner financing, you aren't really providing a high level of credibility to the buyer if someone else comes along and shows them a bank statement with half-an-M in the account.

Set up a separate bank account to hold their security deposits and rent5.

My dad is an accountant and real estate investor in a college town in Western Massachusetts, so I guess that rubbed off on me.

Don't over-extend your accounts and keep a reserve.

Account Closed, There's another component to your question that is critical. 

@Lucas Carl It's like the same person is asking the same question, but they create a new account to post the same question again and again on BP.

Account Closed You need to talk with a knowledgeable local real estate attorney on this one and buy an hour or two of their time.

If you are in the 30% tax bracket and put in $10,000 of your own funds and you company matches that, you have effectively earned roughly $13,000 right off the top, as opposed to you being able to put $7,000 after-tax direct into your own bank account outside of the IRA.Even if the investment options of the employer plan are not great, as a savings vehicle and means to squirrel away some good tax-sheltered savings, it can be a powerful tool.If the company is contributing to an IRA (SEP or SIMPLE), you can ask to house your account in a self-directed IRA that you could then invest into things like real estate, notes, and the like. 

When I talked to my accountant, she discussed putting my portfolio under an LLC umbrella so I can take full advantage of the tax breaks and depreciation.

I purchased the property with a 20 year commercial loans because the down payment funds were not seasoned in an account.