So I pick up the phone and call up my realtor to ask what the listing price is going to be.

Haven't gotten my first deal or even a phone call YET, but I did receive my 1st list today.

Now this is a small six unit building, with ALL previous owners gone and new owners either moved in or rented out, two of the six units are in foreclosure and hence vacant, and the new owners are getting familiar with rules and regulations of the HOA documents which are like six phone books, so the questions about who's responsible is met by "...well I don't know either what do YOU think?"

Get out your phone and contract the people you turned down.

Caveat: I was happy with real estate over the phone consulting I was able to get with them previously through my other legal plans.

With the possible exception of some small rural electric or propane company, I have never seen an electric/gas company pursue a personal judgment against anyone (phone and cable companies do, but rarely, and they are just quasi utilites).

Conference calls are good, but people tend to get distracted and type on their computers or cell phones during calls.

I have tried calling some numbers I found on the Citibank website and have followed the phone web - without success.Has anyone had success connecting with a department that could help me find out if it is possible to buy this property directly from Citibank?

They were both courteous and respectful and let me know that the tenant on the lease is at work right now, I left my phone number for him to give me a call asap.My plan is to have all 3 tenants fill out a new rental application so that I can do background checks, if everything checks out, I plan on Jan 1 having them sign a lease at a higher rent.

If I were you, I would spend a LOT of time on the phone over the next few days talking to contractors/subcontractors to get a feel for their availability.