ACH is freeTakes about 5-7 days for the funds to hit your bank accountExcelI use an excel spreadsheet to track my check register.

You can do a joint loan with a non-vet through the VA program, however most lenders will not write these loans.

I personally would need a lot of concessions from the seller to take their head ache.

Has anyone formed a JV with 4 partners?I was looking at a duplex and I wanted to find a potential partner for the deal. 2 of which are signing for the loan.The remaining 2 partners are not on the loan & provide th...

As I understand it in a Ch 13 the debtor/bankrupt files a plan with the court which describes how the debtor will repay the creditors. 

I also borrowed many books from Kindle Unlimited, one of them is very useful for partnership & JV:”Investing in Real Estate Private Equity: An Insider’s Guide to Real Estate Partnerships, Funds, Joint Ventures & Crowdfunding by Sean Cook. 3.

Losing joints within a year, I can just dig it out with my knife. 

It continues to be a head ache dealing with the bank but due diligence and staying relaxed knowing it's going to play out the way it should is my general rule.

Will the renters be happy in the area (people without much economic means want lower priced areas to live in vs posh surroundings with higher prices).They are not looking to socially climb, they are just looking to get buy--buy here pay here car joints, Payday Loan places, Pawn shops, Liquor stores, Medical Clinics, Jack in the Box, Dollar stores, welfare office, etc...Just my 2 cents.

So get a price from a great RE Lawyer in your area and work that price into your numbers....and if there is a price that makes the up side worth the head ache...pull that trigger...I doubt anyone else will.