Maybe  DSCR 2nd if both the 1st and 2nd mortgages meet the debt service requirements. 

And, if the home has, at minimum, retained its value then 8 years in loan payments should have reduced the debt therefore creating a potential profit when sold. 

It took every penny I had at the time to get in on this, then I had to get into more debt to furnish it and make it a home.

I don't know if it's easy to switch as the LLC is newly formed, without any tax/income historyAny other way around re-financing?

Does the fact that she doesn't pay rent pose any tax implications?

@Rollin BuffingtonYou will want to speak to an accountant since, if the current owner of the property and the owners of the LLC are different, taxes might be owed when the property is transferred/sold to the LLC

People should recognize things never get cheaper (which is why now everyone should roth 401k that savings because I would rather pay taxes on it now than in 30-40 years)... 

Plus with commissions, you have write-offs for expenses to reduce your tax burden. 4.

It has not gone in my favor and is taking up the entire useful part of my lot that I am stuck owning and paying taxes on because it is tied to a mortgage on a MFH that I own.

Make sure you do not max out on your first deal regarding your Debt to Income Ratio otherwise it will make it challenging to move on to the next one.