I have definitely seen a decrease in inventory in the last year or two, especially in the hotter areas. 

Tower Hill is positive, but decreased between 2021 and 2022.I am assuming that this is one of the reasons you suggested Monarch over Tower Hill, but can you elaborate a bit? 

So, unless rents are increasing at or above the inflation rate, the quantity of goods you will be able to purchase will decrease over time, as will your standard of living.

Do you have an endgame plan for when you want to sell if the population keeps decreasing in future years? 

Finally, the anticipated value increase (or decrease) needs to be accounted for. 

I agree that cashflow is king and I do want to make numbers look right and keep it.Is there a way to decrease the monthly mortgage? 

He was not too sure about their rental capacity into the future but he kinda implied that the rental income might decrease as well going into the future.

Very few properties are underwater.Bank Owned: 16 or 0.3%Short Sale: 3 or 0.06%Foreclosure started: 4 or 0.08%Decreasing inventory stabilizes prices and even increases them if the inventory falls enough.Of course, if the interest rates continue to go up, prices will be pressured down.

These have lasted on the market for roughly longer (30+ days) and commonly have some foundational damage reqSpecific areas: the closer to the riverfront you go, the more crime levels will decrease, and the sale price will increase.

I then offer to pay the seller an additional 10 k upfront, and an additional $400 a month.This way, my closing costs decrease 5-10 k, my monthly payment goes down from 2400 to 2000, and the seller instead of pocketing 20 k, pockets 10 k upfront and an additional $ 400 a month over 28.5 years (136 k total)What do people think?